Free tools for Malaysians给马来西亚人用的免费工具
Loan, salary, tax and property calculators built for Malaysian rules — plus everyday utilities that run entirely in your browser. No ads, no sign-up, nothing to install.按马来西亚规则打造的贷款、薪水、税务与房产计算器，以及完全在浏览器内运行的日常工具。没有广告，不用注册，不用安装。
Everything below is genuinely free以下全部是真的免费
No sign-up, no trial that expires, no card. Built for Malaysian rules and kept up to date — the verification date is shown on every page.不用注册、没有会到期的试用、不用信用卡。按马来西亚规则打造并持续更新 —— 每一页都标示数据核实日期。
Property & Loans房产与贷款
Malaysian rates, stamp duty and legal fees built in — not generic overseas formulas.内建马来西亚税率、印花税与律师费 —— 不是套用国外的通用公式。
Housing Loan Calculator Malaysia马来西亚房贷计算器
Monthly repayment plus the number nobody else shows you: the total cash you need on hand, including stamp duty and legal fees.月供之外，还算出别人不给你的数字：连印花税和律师费在内，你到底要准备多少现金。
Open tool →打开工具 → New 2026 rules2026 新法令 ⛃Car Loan Calculator Malaysia马来西亚车贷计算器
Flat rate was abolished on 1 June 2026. This calculates under the new reducing-balance rules — and under the old ones if your loan predates the change.Flat rate 已于 2026年6月1日废除。这里按新的递减余额法计算 —— 旧贷款也能按原本的算法算。
Open tool →打开工具 → ◈Loan Affordability Calculator Malaysia贷款负担能力计算器
An honest estimate of what you can borrow, built on DSR — plus why the bank looks at your net pay, not your gross.用 DSR 老实估算你借得到多少 —— 顺便讲清楚银行看的是净收入，不是毛收入。
Open tool →打开工具 → ⊡Stamp Duty Calculator Malaysia马来西亚印花税计算器
Transfer and loan agreement duty in one place, with the first-time buyer exemption and the new 8% foreigner rate.转让与贷款协议印花税一次算清，含首购豁免与外国人 8% 新税率。
Open tool →打开工具 → ◪RPGT Calculator MalaysiaRPGT 产业盈利税计算器
How much tax you owe when you sell — by holding period, with the exemptions most people forget to claim.卖房要缴多少税 —— 按持有年限计算，含大部分人忘了申报的豁免。
Open tool →打开工具 → ◇Road Tax Calculator Malaysia马来西亚路税计算器
Yearly road tax from your engine capacity — and why a 1,601cc car pays RM110 more than a 1,600cc one.按排气量算出每年路税 —— 顺便告诉你，为什么 1,601cc 比 1,600cc 每年多缴 RM110。
Open tool →打开工具 →Salary, Tax & EPF薪水、税务与公积金
Current EPF, SOCSO, EIS and LHDN figures, verified against the official tables.最新 EPF、SOCSO、EIS 与 LHDN 数据，已对照官方表格核实。
Salary Calculator Malaysia — EPF, SOCSO, EIS & PCB马来西亚薪水计算器 — EPF、SOCSO、EIS 与 PCB
Take-home pay after every statutory deduction — and, for employers, what a hire actually costs you.扣完所有法定项目后实拿多少 —— 老板还能看到请一个人的真实成本。
Open tool →打开工具 → YA 2025/26YA 2025/26 ⊞Income Tax Calculator Malaysia (LHDN)马来西亚所得税计算器（LHDN）
Full LHDN brackets and every relief, including the Budget 2026 changes most calculators have not updated yet.完整 LHDN 税率级距与全部扣税项目，包含多数计算器还没更新的 Budget 2026 变动。
Open tool →打开工具 → ◱Overtime Calculator Malaysia马来西亚加班费计算器
What your OT is actually worth — normal day, rest day and public holiday, using the statutory formula.你的 OT 到底值多少 —— 平日、休息日、公共假期，全依法定公式计算。
Open tool →打开工具 → ◲Retrenchment Benefit Calculator Malaysia马来西亚裁员补偿金计算器
What the company owes you if you are retrenched — 10, 15 or 20 days per year, and when it must be paid.被裁员时公司欠你多少 —— 每年 10、15 或 20 天薪金，以及什么时候必须付清。
Open tool →打开工具 →Business & Marketing生意与营销
Quick sanity checks for pricing, ad spend and returns.定价、广告花费与回报的快速验算。
Website Cost Calculator Malaysia马来西亚网站费用计算器
An honest price range for a Malaysian business website, in seconds. No form-filling, no sales call required.几秒算出马来西亚生意网站的实在价格区间。不用填表，也不用接销售电话。
Open tool →打开工具 → ◭ROAS & Ad Profit CalculatorROAS 广告回报计算器
A 4x ROAS can still lose money. This works out the break-even point using your actual margin.ROAS 做到 4 倍照样可能亏钱。这里用你的真实毛利率算出保本点。
Open tool →打开工具 → Timely时效性 ⊟LHDN e-Invoice CheckerLHDN 电子发票合规自查
One question: does e-Invoicing apply to you? Enter your turnover and find out, plus what to do next.一个问题：电子发票是否适用于你？输入营业额就知道，还告诉你下一步该做什么。
Open tool →打开工具 → Employers老板必备 ▤Payslip Generator Malaysia马来西亚薪资单生成器
Generate a proper payslip with every statutory deduction worked out from the official tables. Nothing leaves your browser.生成正式薪水单，所有法定扣项依官方表格自动算好。资料不离开你的浏览器。
Open tool →打开工具 → ❑Invoice Generator Malaysia马来西亚发票生成器
Proper Malaysian tax invoices with SSM number and SST shown correctly. Saves your details, prints clean, no sign-up.正规的马来西亚税务发票，SSM 号码与 SST 都列示正确。会记住你的资料，打印干净，无需注册。
Open tool →打开工具 → ✆WhatsApp Link GeneratorWhatsApp 链接生成器
The number format is what breaks these links. Paste any Malaysian format and get a wa.me link, QR code and button code that actually work.这类链接失效，九成是号码格式错。任何马来西亚格式贴进来，直接拿到能用的 wa.me 链接、二维码与按钮代码。
Open tool →打开工具 →Everyday Utilities日常实用工具
Everything runs inside your browser. Your files never leave your device.全部在你的浏览器内运行，档案不会离开你的设备。
QR Code Generator二维码生成器
Static QR codes that never expire and nobody tracks. PNG for print, SVG for designers — generated on your own device.永不过期、无人追踪的静态二维码。PNG 用于印刷，SVG 给设计师 —— 在你自己的设备上生成。
Open tool →打开工具 → ⤓Image Compressor图片压缩工具
Shrink photos before you email, upload or put them on a website. Your files never leave your device — the compression happens inside your own browser.在寄email、上传或放上网站前先把照片缩小。档案不会离开你的设备 —— 压缩全在你自己的浏览器内完成。
Open tool →打开工具 → ⎘Image to PDF Converter图片转 PDF 工具
Combine photos and scans into one PDF for applications, claims and submissions. The file is built inside your browser, so your documents stay on your device.把照片与扫描件合并成一份 PDF，用来交申请、报销或提交文件。档案在你的浏览器内产生，文件不会离开你的设备。
Open tool →打开工具 → ◷Malaysia Public Holidays 2026 & 2027马来西亚公共假期 2026 & 2027
Every holiday for your state in 2026 and 2027, plus the leave days that turn a two-day weekend into a nine-day break.你所在州属 2026 与 2027 年的全部假期，还告诉你请哪几天年假可以把两天周末变成九天长假。
Open tool →打开工具 → Saves locally本地保存 ☷Free Mini CRM — Customer Follow-Up Tracker免费迷你 CRM — 客户跟进管理
A simple CRM for solo business owners. Track leads, set follow-ups, message on WhatsApp — free, and private to your device.给单人老板的简易 CRM。管理客户、设跟进、发 WhatsApp —— 免费，资料只在你自己设备上。
Open tool →打开工具 →Want a site like this for your business?想为你的生意做一个这样的网站？
We design the demo first. You only pay when you are happy with it.我们先做好 demo 给你看，满意了才付款。
Get a free demo免费获取 Demo